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Pay Off CC2 with Some IRA Money

August 23rd, 2017 at 04:23 pm

Hope you all had a nice summer!

I've been contemplating cashing in some of my IRA to pay off CC2. I can afford the penalty. But I can't continue this treadmill anymore. I have to pay off something. There will still be a large balance in my IRA account.

Once that is done, I need to get down to business to pay off CC1. My goal is to have it paid off by end of Summer of 2018.

All that will be left is my student loan and mortgage.



Need to Consolidate - Help!

January 3rd, 2017 at 03:27 pm

As you can see from my sidebar, I have a hefty credit card balance to pay.

I have a 720 credit score. With that, I am looking for a credit card with the following features:

1. No annual fee.
2. Balance Transfer with 0% APR.
3. 24 month term minimum on 0% APR.
4. The most likely card that would grant $20k credit.

I am prepared to pay $400 per pay period ($800 per month) before the end of the term to get this albatross paid off.

If you are perusing the rates for a card similar, will you send me a link?

Thanks bunches!