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Archive for December, 2016

Emergency Savings Redirection

December 28th, 2016 at 02:37 pm

Well, I met my goal last month with my own money for my $1,000 emergency savings and my FIL gifted each of us $1,000 for Christmas.

I decided that in my Capital One 360 savings accounts needed to be fully funded.

Car insurance (due in March) = 500.00 (added 242.55 to meet goal) Deposits from my paycheck will be toward September's payment.

Gym annual fee (due in October) = 175.00 (added 118.95) I can cut this deposit in half since the next fee is due in October 2018.

CCW Club Dues and Extras (due in July) = $60.00 (added 53.80)

DS Guardianship and Senior Year = 500.00 (added 406.28) The "fully funded" goal is actually the rock bottom amount I needed. I am sure I will need more.

I will still contribute from my paycheck but I feel secure in knowing that these funds are set aside for the near future.

In the meantime, I still have the $1,000 rock bottom for emergencies.

My hopes are that in 2017, I can be a savings rock star like the rest of you superstars!

Goodreads

December 15th, 2016 at 01:23 pm

Has anyone ever heard of the website "Goodreads"?

They do not sell books but instead they are a site where people review books. You can also create a "want to read" list and also keep a list of books you have already read.

On the site, there is a link to books that the authors or publishers giveaway. I started last week entering for the giveaways and already won three books!

Check it out at www.goodreads.com

New Client and Stuff

December 14th, 2016 at 05:20 pm

Just got a new client at the beginning of the month and have completed two inspections so far. I haven't invoiced yet but plan to at the end of the week. Nice to have some more $$$ coming in! Blessed!

In other news, I cancelled my personal training because my insurance premium has increased. So I am postponing using up the rest of my sessions for January (after the holiday eating extravaganza). I haven't been tracking my food and I know I am eating way too many goodies.

One of the department stores nearby is closing because they are not renewing their lease at the shopping center. So...everything is reduced drastically and I bought a Queen size comforter set and additional pillow cases. Regular price was $249 for the whole thing. Price I paid was $90 and change. It was a planned buy as in, I have been wanting to buy a new set for a couple of years but the price was way too high for a quality set. Our bed looks beautiful.