<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Category: Retirement
 

Viewing the 'Retirement' Category

Analyzing Last Year's Spending Trends

November 3rd, 2016 at 04:44 am

Health:
Breakfast - The usual
Lunch - Scrambled eggs on toast and a banana
Dinner - Homemade chicken pot pie
Snack - Back to Nature Multigrain Flax Crackers and a coke.
Fitness - 30 minutes cardio and 30 minutes personal trainer.

Yesterday's Spending:
1-liter Coke = $1.07
Gas = $20
Check for niece and nephew's birthday = $40
Total = $61.07

According to Mint.com, here are my Spending Trends from last year (2015):

Category Spending
Uncategorized $8,390.50
Auto & Transport $6,065.27
Home $3,662.39
Bills & Utilities $3,565.28
Fees & Charges $3,080.93
Education $2,314.57
Food & Dining (most purchases) $2,092.08
Business Services $1,750.35
Shopping $1,417.68
Health & Fitness $1,315.34
Gifts & Donations $340.00
Personal Care $80.97
Entertainment $71.05
Misc Expenses $16.00
Total $34,162.41

I'll have to examine the uncategorized and miscellaneous spending in particular to figure out what that is. But this gives a picture of what my annual spending is. If I am to put together an effective emergency fund and retirement fund, this is a good place to start.

Day 7 - One Week of Blogging

August 30th, 2016 at 03:32 am

Boring Entry...
Yesterday:
Breakfast: Overnight Oats and coffee and 4 oz of Goodbelly
(www.goodbelly.com)
Mid-morning: omelet and 1 slice of toast
Lunch: Greek salad and apple
Dinner: Beef stew, white rice, fried plantains, crackers, small slice of cake and ic cream for dessert.
Extra food: 1 brownie from training at work

DH pays these:
8/29/16 Mobile phone (family plan) = 222.34
9/1/16 Mortgage = 805.44
9/19/16 Auto insurance (two vehicles semi-annual) = 881.14

I paid:
8/26/16
CC1 = 211
Electric/Water = 100
Student Loan = 90

My investments as of 8/29/16:
401k Fidelity = 22,147.03
Roth Sharebuilder = 721.82
IRA Sharebuilder = 19,541.74
Sharebuilder Investment Account = 217.83