Analyzing Last Year's Spending Trends
November 3rd, 2016 at 11:44 amHealth:
Breakfast - The usual
Lunch - Scrambled eggs on toast and a banana
Dinner - Homemade chicken pot pie
Snack - Back to Nature Multigrain Flax Crackers and a coke.
Fitness - 30 minutes cardio and 30 minutes personal trainer.
Yesterday's Spending:
1-liter Coke = $1.07
Gas = $20
Check for niece and nephew's birthday = $40
Total = $61.07
According to Mint.com, here are my Spending Trends from last year (2015):
Category Spending
Uncategorized $8,390.50
Auto & Transport $6,065.27
Home $3,662.39
Bills & Utilities $3,565.28
Fees & Charges $3,080.93
Education $2,314.57
Food & Dining (most purchases) $2,092.08
Business Services $1,750.35
Shopping $1,417.68
Health & Fitness $1,315.34
Gifts & Donations $340.00
Personal Care $80.97
Entertainment $71.05
Misc Expenses $16.00
Total $34,162.41
I'll have to examine the uncategorized and miscellaneous spending in particular to figure out what that is. But this gives a picture of what my annual spending is. If I am to put together an effective emergency fund and retirement fund, this is a good place to start.