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Analyzing Last Year's Spending Trends

November 3rd, 2016 at 04:44 am

Health:
Breakfast - The usual
Lunch - Scrambled eggs on toast and a banana
Dinner - Homemade chicken pot pie
Snack - Back to Nature Multigrain Flax Crackers and a coke.
Fitness - 30 minutes cardio and 30 minutes personal trainer.

Yesterday's Spending:
1-liter Coke = $1.07
Gas = $20
Check for niece and nephew's birthday = $40
Total = $61.07

According to Mint.com, here are my Spending Trends from last year (2015):

Category Spending
Uncategorized $8,390.50
Auto & Transport $6,065.27
Home $3,662.39
Bills & Utilities $3,565.28
Fees & Charges $3,080.93
Education $2,314.57
Food & Dining (most purchases) $2,092.08
Business Services $1,750.35
Shopping $1,417.68
Health & Fitness $1,315.34
Gifts & Donations $340.00
Personal Care $80.97
Entertainment $71.05
Misc Expenses $16.00
Total $34,162.41

I'll have to examine the uncategorized and miscellaneous spending in particular to figure out what that is. But this gives a picture of what my annual spending is. If I am to put together an effective emergency fund and retirement fund, this is a good place to start.

1 Responses to “Analyzing Last Year's Spending Trends”

  1. snafu Says:

    Brilliant to have an outline of 'where the money went,' 2015 possibly listed from highest to lowest. It has potential to help you understand if your priorities and actual spending are in alignment. You will soon have the figures for spending in these categories 2016. Between the two and your priorities and wishes for 2017 planning and delivery become attainable. I wish I'd done that. I've tracked the big spends but it's the smaller impulse spends over 12 months that drive me down the rabbit hole of missed targets.

    I rail about the economy that throws me off track but I know I could be more mindful so spending and goals related.

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