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Payday and Expenses

September 9th, 2016 at 12:40 pm

Health:
Breakfast: overnight oats with coffee
Lunch: Leftover BBQ chicken on Kaiser bun
Dinner: Empanada
Snack: Green tea and apple
Extra Food: low calorie protein drink
Workout: 30 minutes on treadmill and 30 minutes with personal trainer. My personal trainer is moving to Maine so last night was our last session. She is very good and I’ll miss her. I will continue with another trainer who is also very good.

I do need to incorporate more vegetables in my diet. I get burned out with salads. The green tea that I buy is Republic of Tea http://www.republicoftea.com/ and I add the Matcha powder in my overnight oats and I brew the Double Green Matcha around lunchtime. I don’t think I would be drinking the tea every day but at least on my workout days as it does give me a boost of energy.

Overnight Oats have various combinations. Here is my recipe (high calorie but nutritionally dense):
Old fashioned oats = 1/2 cup dry (150 calories) lowers cholesterol
Chia seed = 1 tablespoon (60 calories) omega-3, antioxidant and energy booster
Powdered peanut butter = 1 tablespoon (25 calories) low fat and low calorie version of the real thing, plus it is a flavor-enhancer. Same amount of protein as the real thing.
Walnuts = 1/8 cup (100 calories) omega-3, antioxidant
Raisins = 1/8 cup (42 calories), potassium, iron, and fiber
Designer Whey vanilla protein powder = 1/2 scoop (50 calories) protein
Matcha Green Tea powder = 1/8 teaspoon (zero calories) energy, fat burner and antioxidant
Lowfat Milk (1%) = 1 cup (102 calories) calcium for bone health

Total calories = 529
Macro breakdown = Carbs 69, Fat 23, Protein 32, Fiber 12.

Snowflake: Received as a gift from work some restaurant coupons from a fundraiser. Nice!

Expenditures so far:
1/2 power bill = 98
1/2 student loan = 90
100% Internet = 84
1/2 Visa = 125
Gas = 40
Groceries = 77.02 I forgot eggs! Eggs were on on my mind but I forgot to jot it down on my list and they are on sale for 80 cents a dozen for the large. I pulled out 1.60 from my dresser change and gave to DS1 to pick them up today because we have run out and we are an egg-eating family.

According to Mint, Zillow now has my home valued at $90,068 and we currently owe 87,124.19. It is a seller’s market now so if you are in the market to buy a home, do your homework!

Frankly, I see the housing bubble bursting again soon. If that bubble bursts like it did seven years ago, my side biz will start to boom again. My side business is property preservation and inspections. The meat of this business is foreclosures, which makes this a boom industry when the housing market crashes.

5 Responses to “Payday and Expenses”

  1. Jenn Says:

    You got a fresh apple in there - yeah!

  2. Trying to get ahead Says:

    Yes. We were out of fruit the day before so we are stocked back up now Smile

  3. Piggybanknomics Says:

    I am looking forward to a housing market decline. I plan on staying in my house long-term but I want to obtain rental properties at a discounted value. Some of the best times to make money is when the markets are down. An investor just has to have the guts to jump in, hold on, and hope that they make a profit in the future.

  4. Trying to get ahead Says:

    Piggybanknomics, we are also hoping to buy a rental property but the prices are way too high now. We are paying down our debts so we can save up to buy one or two when the market tanks.

  5. ceejay74 Says:

    I guess what I need is a short continued spike in house prices so I can refi my current home, then a bubble burst so I can scoop up a nearby property to have as a rental. Fingers crossed! Wink

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