We are still under tropical storm watch even though Hurricane Hermine hasn’t made landfall yet. We are making basic preps. We do not know yet if schools will close tomorrow and whether or not DH and I need to report to work. Though we are located at the southern end of the storm when it passes through, the possible impact on our area could be tornados, intense rain and flash flooding. I understand that Hawaii is getting a double hurricane at the same time. Louisiana is still reeling weeks after their storm. Pray for all those impacted by these storms.
Health yesterday:
Breakfast: Overnight Oats and coffee
2nd breakfast: cheese omelet on 1 slice of toast
Lunch: Greek salad and apple
Dinner: ‘Brown Dinner’ (Salisbury steak with mushrooms, onions, gravy, mashed potatoes, green beans)
Extra food: banana and 3-2-1 brownie (http://www.duncanhines.com/recipes/cakes/patti40/3-2-1-microwave-cake/)
Snowflake: Amazon credit of 5.99 for selecting no-rush shipping (for Prime members). Promotional credit expires on December 7th so I need to remember to order something else on Amazon before then.
I got this for ordering my dad’s Christmas gift yesterday.
Financial Goals:
I’m following Dave Ramsey and working on baby step #1 – save $1,000. I'm already a third of the way there!
At the same time, I am working at paying off my debt but I am thinking that perhaps I should pay the minimums and become more aggressive with savings deposits in order to reach $1,000 by December 31st. The last quarter of 2016 I will devote to doing this. I have some money crunching to do but I think I may be able to achieve this in four months.
Come January, I will devote 2017 with baby step #2 – paying off debt as aggressively as I can. My smallest debt also carries the largest interest rate, so I may just go with the debt avalanche method. Dave Ramsey’s method is the debt snowball.
I am so glad I started this blog. This has helped me tremendously these last few days in getting my financial perspective together. Thanks everyone for reading and for your encouragement!
Her Name is Hermine
September 1st, 2016 at 11:36 am
September 1st, 2016 at 11:42 am 1472730161
September 1st, 2016 at 11:53 am 1472730815
September 1st, 2016 at 12:06 pm 1472731590
September 1st, 2016 at 12:16 pm 1472732212
You have great plans. An emergency fund is KEY building block to financial freedom. You won't regret making that a priority.
September 1st, 2016 at 12:25 pm 1472732708
If it were me i would focus on the smallest debt with the highest interest concomitantly with your savings, maybe a 50/50 split. Credit card rates are ridiculous and shouldn't be legal, IMO.
September 1st, 2016 at 04:30 pm 1472747456