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Day 1

August 24th, 2016 at 05:14 pm

I decided earlier this year to split my monthly expenses on each pay check so that I have a little breathing room on each check (money to spare). It gets to where it is tough to pay all from one check and be basically broke for two weeks and so far, this system has worked out well for me.

For 2016, I have 10 more paydays for my regular job. I also have a side business that is not steady but reliable, meaning, that I can count on having assignments each month from my business, but some months have more activity than other months.

I know that I can do better on my savings and debt reduction and as I blog my thoughts, I know that I can come up with a plan to get ahead!

Posted in Budgeting, Debt, Personal Finance | 7 Comments »

7 Responses to “Day 1 ”

  1. scottish girl Says:
    August 24th, 2016 at 05:41 pm 1472060460
    1472060460

    Welcome to SA!

  2. scottish girl Says:
    August 24th, 2016 at 05:50 pm 1472061053
    1472061053

    Really? Thank you Smile

  3. creditcardfree Says:
    August 24th, 2016 at 06:36 pm 1472063761
    1472063761

    Welcome! I had to split expenses when we made much less money. One check didn't cover the mortgage yet we needed to eat too! We still assign some bills to each check for better cash flow.

  4. starfishy Says:
    August 24th, 2016 at 08:28 pm 1472070497
    1472070497

    welcome and good luck with your financial journey! Smile

  5. Kellyb Says:
    August 25th, 2016 at 12:36 am 1472085367
    1472085367

    Welcome! Cash flow was an issue for me in the beginning. When I wrote down all the bills and due dates I had too much in the first half of the month. I called around and moved my due dates to make it more even during the month. Some took a few months as they could only move a couple days each month. Some I couldn't move the date but I got ahead a month and just paid them in the last half of the previous month. It made a huge difference to my budget balancing as well as my stress over it!

  6. VS_ozgirl Says:
    August 25th, 2016 at 09:08 am 1472116092
    1472116092

    Welcome! I just decided to do the same thing! (Split bills evenly monthly)

  7. MoneyDila Says:
    August 29th, 2016 at 07:46 am 1472456780
    1472456780

    Good luck with your financial journey. And Home Loan related issue contact us.

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