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Day 1

August 24th, 2016 at 05:14 pm

I decided earlier this year to split my monthly expenses on each pay check so that I have a little breathing room on each check (money to spare). It gets to where it is tough to pay all from one check and be basically broke for two weeks and so far, this system has worked out well for me.

For 2016, I have 10 more paydays for my regular job. I also have a side business that is not steady but reliable, meaning, that I can count on having assignments each month from my business, but some months have more activity than other months.

I know that I can do better on my savings and debt reduction and as I blog my thoughts, I know that I can come up with a plan to get ahead!

13 Responses to “Day 1 ”

  1. amastewa93 Says:

    Hey TGA,

    Welcome! If you are looking for some financial advice or you want to discuss the rest of the saving advice community, I wanted to encourage you to pop over to the saving advice forums. The guys there love to talk about money and success, so if you have questions, need encouragement or just want to chat a bit, its a good spot.

    https://www.savingadvice.com/forums/

    Amanda

  2. Trying to get ahead Says:

    Thanks for the warm welcome Amanda! I hope to take advantage of all the wisdom available on this site Smile

  3. scottish girl Says:

    Welcome to SA!

  4. Trying to get ahead Says:

    Thanks Scottish Girl! I have to say to you that yours is one of the blogs on SA that inspired me to start my own blog.

  5. scottish girl Says:

    Really? Thank you Smile

  6. creditcardfree Says:

    Welcome! I had to split expenses when we made much less money. One check didn't cover the mortgage yet we needed to eat too! We still assign some bills to each check for better cash flow.

  7. Trying to get ahead Says:

    Credit Card Free, as I've discovered from your blog journey(I'm actually reading it now) Smile we have to play around with the money in order for it to work for us.

  8. starfishy Says:

    welcome and good luck with your financial journey! Smile

  9. Trying to get ahead Says:

    Thanks for the warm welcome starfishy!

  10. Kellyb Says:

    Welcome! Cash flow was an issue for me in the beginning. When I wrote down all the bills and due dates I had too much in the first half of the month. I called around and moved my due dates to make it more even during the month. Some took a few months as they could only move a couple days each month. Some I couldn't move the date but I got ahead a month and just paid them in the last half of the previous month. It made a huge difference to my budget balancing as well as my stress over it!

  11. VS_ozgirl Says:

    Welcome! I just decided to do the same thing! (Split bills evenly monthly)

  12. Trying to get ahead Says:

    Thanks for the warm welcome Kellyb and VS_ozgirl!

  13. MoneyDila Says:

    Good luck with your financial journey. And Home Loan related issue contact us.

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